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Welcome to the DFP Newsletter for July 2021, our first issue since the stage four easing of restrictions across England. In this update, we’ll take a look at the latest property news; assess how the markets are recovering from the pandemic; and introduce you to the newest member of the Danbro Financial Planning family.

All that to come but first, as always, we begin with a message from our director, Liam Winstanley.

A message from our Director…

“Hi everyone!

I do hope that you have been enjoying the last few weeks of excellent weather. And, for those of you interested in football, a very good European Championships.

The newsletter this month focuses on some housing and investment market news and why ‘time’ is more important that ‘timing’ when it comes to investing.

Finally, I am delighted to welcome on board our newest team member, Joanna Stuart. Joanna joins us with a legal services background and is keen to add further support to our advisor team as she forges a new career in Financial Planning.

Please do enjoy the newsletter and the rest of the summer!


In the news this month…

The UK property market has recorded its ‘busiest ever first half of a year’. Amidst surging demand and a lack of supply, asking prices have reached record highs for four consecutive months. According to industry giants, Rightmove, the average asking price is nearly 7% higher than it was at the end of last year. And, with an estimated shortfall of 250,000 ‘for sale’ homes, the market is showing no signs of abating as we leave lockdown behind. Find out more, here.

Investments now and, earlier this month, it was revealed that smaller British businesses were the ‘biggest investment winner’ in the first half of 2021. Half of the top ten performing funds invest in UK smaller companies. Aberforth UK Smaller Companies proved best, up 32% at the end of June. The research conducted by AJ Bell, and reported by This Is Money, revealed that the ‘UK FTSE small cap index’ climbed by nearly 20%, beating other major global markets, including the S&P 500 and Japan's Topix.

Meanwhile, investors are also backing so-called ‘old economy stocks’ such as the Royal Mail, which rose 71% to top the FTSE 100 leaderboard.

Remember, the value of your investment (and any income from them) can go down as well as up. Your capital is at risk and you may not get back the full amount you invest.

Elsewhere in the world of investment, the government this month announced £700k worth of funding to support UK tech firms and boost cyber growth across the country. The grant, which is funded by the Department for Culture, Media and Sport, aims to enhance regional growth and ‘help UK cyber firms develop skills, collaborate and expand businesses’. Read more, here.

This month’s featured article…

For 18 months, COVID-19 - and its enduring economic fallout - has continued to pile pressure on financial markets all around the world. As a consequence, many people have been paying much closer attention to their individual assets, with market volatility creating understandable uncertainty. And, for many, when markets fall, the natural instinct is to react. To sell.

But, if the financial landscape of the last year or so has taught us anything, it’s that pre-empting the markets is nigh on impossible. And, as this month’s featured article from asset management company, Schroders, suggests, ‘time in the market’ could be more important than ‘timing the market’. Take a look below.

Schroders: ‘Trying to time the market


On a lighter note…

Finally, we’d like to introduce you to Joanna Stuart, the newest member of the Danbro Financial Planning family. Joanna, who joined us in the spring, has a wealth of experience in the legal profession and a passion for property and helping people move with confidence.

Following our Mortgage and Protection Specialist Sharon’s arrival onto the team last year, Joanna is the perfect person to assist in the expansion of our business and the management of an exciting and burgeoning list of clients.

Blog written by
Sam Wright
Marketing Manager at The Danbro Group

Sam Wright is Danbro’s Marketing Manager. He produces regular content and feature articles on our digital and non-digital channels – and social platforms – for the Danbro Group and its subsidiaries, as well as having responsibility for the Company’s internal and external communications.

His background is in Journalism and Creative Writing, having previously contributed to publications such as The Daily Post, The Lancashire Evening Post, and The Blackpool Gazette.

He is a keen swimmer and avid Manchester United fan (but don’t hold that against him), and he lives in Lancashire with his wife, Sarah.


Important Information

The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.

The Financial Conduct Authority does not regulate tax advice.

Danbro Financial Planning Limited is an appointed representative of the Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority. Danbro Financial Planning Limited is entered on the FS Register ( under reference 796167. The information contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services business aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit

Company number 11009261 registered in England. Danbro Financial Planning Limited Registered office address: Jubilee House, East Beach, Lytham St. Annes, United Kingdom, FY8 5FT.